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Did You Know?

Posted: January 6, 2014 in Uncategorized
Asbestos Facts

Asbestos Facts


Holiday Waste

Posted: December 14, 2013 in Uncategorized
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The onslaught of holiday throwaways–cards, ribbons, paper, batteries, and so forth– can be brutal on the environment.

Have a plan in place for getting rid of your old electronics and food and decoration waste this holiday season.

  • E-waste: Gadgets, electronics, and computers are popular holiday gifts. Find a place to recycle or donate your old gear. You can find local e-recyclers online. To prevent identity theft, be certain that your personal data are wiped off devices before you drop them off. Find directions for your device from the manufacturer or search online for step-by-step instructions for each gadget.
  • Holiday trees: Check with your city to see if it has a tree recycling event. Or turn to your favorite search engine and type in the name of your city and “Christmas tree recycling” and to find information, dates, and locations.
  • Oddball stuff: Before dumping anything in the landfill, figure out if you can donate or recycle it. Some of the strangest things can be recycled, including jeans, wine, and golf balls. For more on quirky things that can be recycled, see, “10 Things You Never Knew Were Recyclable.”


11164 Harmon Heights, Beaumont – 5 bedroom, 3 bath, 2935 square feet – $199,900


11798 Avalon Avenue, Yucaipa – $199,000 – 3 bedroom, 2.5 bath, 1668 square feet with built in swimming pool.


2995 Jo An Drive, San Bernardino – $195,000 – 4 bedroom, 2 bath, 1624 square feet, with built-in pool.


1223 William McGrath Street, Colton – $200,000 – 4 bedroom, 3 bath, 2192 square feet.


29405 Sunrise Place, Highland – $198,900 – 3 bedroom, 3 bath, 1725 square feet. New carpet and paint.  HOA dues: $117.00 per month.

I spent Thursday morning with a few hundred realtors at Bank of America’s short sale class.  Over the past several months, BofA has made changes that have eased the process.  I have been pretty vocal about my criticism of Bank of America; however, this morning, I was very excited and impressed with the changes they are implementing over the next few weeks.  In the past, it was difficult to get a short sale approved unless you had an offer in hand.  They are now making it much easier to get the short sale approved without an offer, and they will give us their approved sales price, so that we can accurately price the property.  Typically, the agent and seller set the price of a short sale, and then we hope and pray that the bank will take it, or at least counter back with a reasonable price.  Now we will know their bottom line before we ever put the property on the market.  Every 21 days, the property will be reviewed and if no offers are forthcoming, they will most likely reduce the asking price.
Also in the past, first the short sale agent submitted all of the sellers’ documentation to the bank, i.e., bank statements, pay stubs, mortgage statements, hardship letter, etc.  Once that step was completed, the bank would go forward with the valuation process.  After that was done, they would submit the package to the investor(s) for a response to the buyers’ offer.  Now, they will perform these steps concurrently, rather than consecutively.  This has the potential to save us a lot of time and makes more sense.
B of A is implementing many other new steps to streamline the process, so don’t dismiss short sales.  I have people say to me all the time “I hear short sales are really bad,” or “I hear you shouldn’t buy a short sale.”  That’s not at all the case.  If you have to find a home immediately, I would avoid short sales, but if you have a little time, a short sale could very well be the way to go.  Because people don’t want to wait, fewer offers are made on short sales, so you as the buyer have less competition.  If the seller receives 3 offers, and yours is the best, your offer will be the one sent to the bank, so within a few days of making your offer, you’ll know if your offer is the one the bank is considering.  If you can be patient, your patience could very well pay off in you purchasing a beautiful short sale home.

Less damage to sellers’ credit, less competition for buyers.